“The Impact of Exchange Rate Volatility on Credit Risk in South African Banking Portfolios: Credit risk” (2023) Acta Universitatis Danubius. Œconomica, 19(2), pp. 300–314. Available at: https://dj.univ-danubius.ro/index.php/AUDOE/article/view/2295 (Accessed: 21 April 2026).