“Migrating from Collateral-Based to non-Recourse Finance: Manufacturing Finance Reforms for SMEs in the CMA” (2026) Acta Universitatis Danubius. Œconomica, 22(2), pp. 302–318. Available at: https://dj.univ-danubius.ro/index.php/AUDOE/article/view/3902 (Accessed: 30 September 2026).